Medical + Prescription Plans

The best medical plan is the one that meets the needs of you and your family.

Medical & Prescription Plan Options

Pick from one of two different medical plan choices. Each is structured differently in terms of copays, premiums and deductibles.

Core PPO Plan

The Core PPO Plan offers traditional coverage for health care services at the lowest cost to employees. This plan has copays for office visits, urgent care, and prescription drugs. The plan has the highest deductible and lowest weekly premiums. Preventive care is covered at 100 percent.

Health Investment Plan

The Health Investment Plan offers a high-deductible and is eligible for a Health Savings Account. All services, including prescriptions, are subject to your deductible. Preventive care is covered at 100 percent.

Core
PPO
Plan

Weekly Premiums:

  • Employee: $11.41
  • Employee/Spouse: $50.07
  • Employee/Child: $44.06
  • Employee/Spouse/Child: $67.81

Deductible:

  • Individuals: $4,000
  • 2 Individuals: $8,000
  • 3+ Individuals: $8,000

Out-of-Pocket Max (includes deductible):

  • Individual: $7,000
  • 2 Individuals: $14,000
  • 3+ Individuals: $14,000

Office Visits & Specialists:

  • Preventive Care Visit: Covered 100%
  • PCP Office Visit: $40 copay
  • Chiropractic Care: $60 copay

Emergency & Hospitalization:

  • Inpatient Hospital: 70% after deductible
  • Emergency Room: 70% after deductible
  • Urgent Care: $75 copay

Prescription:

  • Generic: $10 copay
  • Preferred: 30% – $25/$75
  • Non-Preferred: 50% – $50/$100
  • Specialty Medications: 50% to $250

Core PPO Plan

Weekly Premiums:

  • Employee: $11.41
  • Employee/Spouse: $50.07
  • Employee/Child: $44.06
  • Employee/Spouse/Child: $67.81

Deductible:

  • Individuals: $4,000
  • 2 Individuals: $8,000
  • 3+ Individuals: $8,000

Out-of-Pocket Max (includes deductible):

  • Individual: $7,000
  • 2 Individuals: $14,000
  • 3+ Individuals: $14,000

Office Visits & Specialists:

  • Preventive Care Visit: Covered 100%
  • PCP Office Visit: $40 copay
  • Chiropractic Care: $60 copay

Emergency & Hospitalization:

  • Inpatient Hospital: 70% after deductible
  • Emergency Room: 70% after deductible
  • Urgent Care: $75 copay

Prescription:

  • Generic: $10 copay
  • Preferred: 30% – $25/$75
  • Non-Preferred: 50% – $50/$100
  • Specialty Medications: 50% to $250

Health Investment Plan

Weekly Premiums:

  • Employee: $39.95
  • Employee/Spouse: $100.14
  • Employee/Child: $88.12
  • Employee/Spouse/Child: $135.61

Deductible:

  • Individuals: $2,000
  • 2 Individuals: $3,400
  • 3+ Individuals: $4,000

Out-of-Pocket Max (includes deductible):

  • Individual: $4,000
  • 2 Individuals: $7,000
  • 3+ Individuals: $8,000

Office Visits & Specialists:

  • Preventive Care Visit: Covered 100%
  • PCP Office Visit: 80% after deductible
  • Chiropractic Care: 80% after deductible
  • Specialist Office Visit: 80% after deductible

Emergency & Hospitalization:

  • Impatient Hospital: 80% after deductible
  • Emergency Room: 80% after deductible
  • Urgent Care: 80% after deductible

Prescription:

  • Preventive Medications (Blood Pressure and Cholesterol Lowering): Covered 100%
  • Generic: $10 copay after deductible
  • Preferred: 30% – $25/$75 after deductible
  • Non-Preferred: 50% – $50/$100 after deductible
  • Specialty Medications: 50% t0 $250 copay after deductible

Health Investment Plan

Weekly Premiums:

  • Employee: $39.95
  • Employee/Spouse: $100.14
  • Employee/Child: $88.12
  • Employee/Spouse/Child: $135.61

Deductible:

  • Individuals: $2,000
  • 2 Individuals: $3,400
  • 3+ Individuals: $4,000

Out-of-Pocket Max (includes deductible):

  • Individual: $4,000
  • 2 Individuals: $7,000
  • 3+ Individuals: $8,000

Office Visits & Specialists:

  • Preventive Care Visit: Covered 100%
  • PCP Office Visit: 80% after deductible
  • Chiropractic Care: 80% after deductible
  • Specialist Office Visit: 80% after deductible

Emergency & Hospitalization:

  • Impatient Hospital: 80% after deductible
  • Emergency Room: 80% after deductible
  • Urgent Care: 80% after deductible

Prescription:

  • Preventive Medications (Blood Pressure and Cholesterol Lowering): Covered 100%
  • Generic: $10 copay after deductible
  • Preferred: 30% – $25/$75 after deductible
  • Non-Preferred: 50% – $50/$100 after deductible
  • Specialty Medications: 50% t0 $250 copay after deductible

You've Got Teladoc

When you enroll in a health plan, you and your dependents have access to Teladoc for telehealth services. Teladoc is available 24 hours a day, 7 days a week, and provides telephone or video conference appointments for unexpected, non-life threatening healthcare needs.

Talk to a doctor anytime, anywhere by phone or video.
• Use your phone, the app, or the website to create an account and complete your medical history
• Request a time and a Teladoc doctor will contact you
• The doctor will diagnose symptoms and send a prescription if necessary

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